IMPORTANT — PLEASE READ CAREFULLY
By accessing or using actglobalmedia.com, you acknowledge that you have read, understood, and agree to be bound by this Disclaimer in its entirety.
1-General Information Only
All content published on ACT Global Media, including but not limited to articles, blog posts, news coverage, guides, analyses, videos, graphics, and any other materials (collectively, “Content”), is provided strictly for general informational and educational purposes only.
Nothing on this website constitutes, or is intended to constitute, legal, financial, investment, tax, accounting, real estate, mortgage, insurance, medical, psychological, or any other form of licensed professional advice under the laws of the United States or any other jurisdiction.
ACT Global Media is a media and content publishing company and is not a licensed law firm, financial advisory firm, investment advisor, real estate broker, mortgage lender, insurance provider, or healthcare provider. The information presented on this Site should never be used as a substitute for qualified professional advice tailored to your specific circumstances.
2-No Professional-Client Relationship
Your access to or use of this website, including reading, commenting on, or sharing any Content, does not create any professional-client, attorney-client, financial advisor-client, or any other professional relationship between you and ACT Global Media, its contributors, editors, owners, officers, affiliates, or any individual author.
No information communicated through this website whether through published articles, contact forms, comment sections, email communications, or any other channel constitutes personalized professional advice or establishes a duty of care.
3-No Guarantee of Accuracy or Completeness
While ACT Global Media strives to publish accurate, timely, and well-researched content, we make no representations, warranties, or guarantees either express or implied regarding:
- The accuracy, completeness, reliability, suitability, or timeliness of any Content on the Site
- The fitness of any Content for a particular purpose
- That the Site will be error-free, uninterrupted, or free of viruses or other harmful components
- That results obtained from using information on this Site will be accurate or reliable
Information is based on publicly available sources and the knowledge of our contributors at the time of publication. Market conditions, laws, regulations, tax codes, interest rates, lender programs, insurance policies, and other factors referenced on this Site change frequently and may vary significantly by jurisdiction, individual circumstances, lender, insurer, or other factors. ACT Global Media does not undertake any obligation to update or correct Content after publication.
4-Editorial Disclaimer
Articles, analyses, and opinion pieces published on ACT Global Media are authored by individual contributors. The views, opinions, and interpretations expressed in contributor articles are solely those of the respective authors at the time of writing and do not necessarily reflect the views, positions, or editorial stance of ACT Global Media, its management, owners, or affiliates.
Mention of any product, company, service, professional, lender, insurer, real estate platform, or other entity on this Site does not constitute an endorsement, recommendation, or solicitation by ACT Global Media. We do not receive compensation for editorial coverage unless a piece is expressly marked as “Sponsored Content” or “Advertisement.”
5-Subject-Specific Disclaimers
5.1 Financial & Investment Content
Content relating to personal finance, investing, stocks, cryptocurrency, retirement planning, budgeting, or any other financial topic is provided for general educational purposes only and does not constitute investment advice or a recommendation to buy, sell, or hold any security, financial product, or asset. Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. Always consult a registered financial advisor or investment professional before making financial decisions.
5.2 Legal Content
Content discussing laws, regulations, legal rights, contracts, litigation, or any other legal topic is provided for general informational purposes only and does not constitute legal advice. Laws vary by jurisdiction and change frequently. Always consult a licensed attorney for legal guidance specific to your situation.
5.3 Real Estate & Mortgage Content
Content relating to real estate, home buying, home selling, mortgage financing, property values, or related topics is provided for general educational purposes only. Property values, mortgage rates, loan eligibility, and market conditions vary widely and change frequently. ACT Global Media is not a licensed real estate agent, broker, mortgage lender, or mortgage broker. Always consult licensed real estate and mortgage professionals for guidance specific to your transaction.
5.4 Insurance Content
Content relating to insurance products, coverage, premiums, or claims is provided for general educational purposes only. Insurance products, availability, and pricing vary by state, insurer, and individual circumstances. ACT Global Media is not a licensed insurance agent or broker. Always consult a licensed insurance professional for advice specific to your coverage needs.
5.5 Tax Content
Content relating to taxes, tax planning, deductions, credits, or any tax-related topic is provided for general educational purposes only and does not constitute tax advice. Tax laws change frequently and vary by jurisdiction and individual circumstances. Always consult a licensed CPA, enrolled agent, or other qualified tax professional for advice specific to your situation.
6-Limitation of Liability
To the fullest extent permitted by applicable law, ACT Global Media, its owners, officers, directors, employees, contributors, editors, and affiliates (collectively, “ACT Parties”) shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or in connection with:
- Your use of or reliance on any Content published on this Site
- Any errors, omissions, or inaccuracies in the Content
- Any decisions made or actions taken based on Content from this Site
- Your inability to access or use the Site
- Any unauthorized access to or use of our servers or personal information stored therein
- Any interruption or cessation of transmission to or from the Site
This limitation of liability applies regardless of the legal theory asserted (contract, tort, negligence, strict liability, or otherwise), even if ACT Global Media has been advised of the possibility of such damages. If any limitation of liability is found to be unenforceable, the ACT Parties’ aggregate liability to you shall not exceed one U.S. dollar ($1.00).
7-Third-Party Content and Links
This Site may contain links to or embed content from third-party websites, platforms, social media, or other external sources. These links and embeds are provided for convenience and reference purposes only. ACT Global Media does not control, endorse, or assume responsibility for the content, accuracy, privacy practices, or availability of any third-party website or resource.
Accessing any third-party website linked from this Site is done entirely at your own risk. We encourage you to review the terms of use and privacy policies of any third-party sites you visit.
8-Affiliate and Advertising Disclosure
ACT Global Media may participate in affiliate marketing programs, display advertising (including Google AdSense), or sponsored content arrangements. This means we may earn a commission or fee when you click on certain links or make purchases through links on our Site.
All sponsored content and paid placements are clearly labeled. Affiliate relationships do not influence our editorial coverage or content recommendations. Our Content reflects our genuine assessment of the subject matter, regardless of any commercial relationships.
9-User Responsibility
You are solely responsible for evaluating the accuracy, completeness, and usefulness of any Content on this Site for your specific purposes. You are solely responsible for any decisions made or actions taken in reliance on information obtained from this Site.
ACT Global Media strongly encourages all readers to consult with qualified, licensed professionals including attorneys, financial advisors, CPAs, real estate agents, mortgage brokers, and insurance agents before making any significant financial, legal, or personal decisions.
10-Indemnification
By using this Site, you agree to indemnify, defend, and hold harmless the ACT Parties from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to: (a) your use of the Site or reliance on any Content; (b) your violation of this Disclaimer; or (c) your violation of any applicable law or regulation.
11-Governing Law
This Disclaimer is governed by and construed in accordance with the laws of the United States and the state in which ACT Global Media is principally located, without regard to its conflict of law provisions. Any disputes arising under this Disclaimer shall be resolved in the appropriate courts of that jurisdiction.
12-Changes to This Disclaimer
ACT Global Media reserves the right to modify, update, or replace this Disclaimer at any time. Changes take effect immediately upon posting to the Site. The date of the most recent revision is indicated at the top of this page. Your continued use of the Site after any changes constitutes your acceptance of the updated Disclaimer.
13-Contact
If you have questions about this Disclaimer or wish to report inaccurate Content, please contact us:
ACT Global Media
Website: www.actglobalmedia.com
Contact: www.actglobalmedia.com/contact